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Fall 2022 Post-Debt Expenses Breakdown

Now that we've finished paying off our debt (I'm still over the moon about it, I really am), I've been working on an updated list of our household expenses for the current quarter. This season of the year is typically our spendiest, thanks to two birthdays, our anniversary, Thanksgiving, and Christmas.  We try to restrain ourselves when it comes to presents, but even when we're conservative and limit ourselves to 1-2 gifts per person, we always seem to veer away from true frugality (and frankly, I'm at the point now where I'm not going to forego gift-giving in my immediate family just to save a little money).  Although the topic of expenses might seem a bit boring, I've found it useful to track how they've changed over time. And I know that even with no debts to service, we're spending more than we used to , partly because our needs have changed and partly because of inflation (I'm looking at you, grocery bill and rent!) Here's what our month
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