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Showing posts from October, 2017

Ten Things We've Learned About Debt Repayment

(Originally posted on The $76K Project on 10/25/2017) Although I started writing this blog back in June, we officially commenced our debt repayment journey six months ago, in April 2017.  Our financial overhaul was inspired by a sudden, deep desire to offload our $76K in debt  (consisting of credit cards, student loans, and a small car payment) so that we didn't have to go through our entire lives with that weight on our shoulders. Something needed to change.  We made a plan, constructed a budget for the first time ever, and dove in.  Somewhat miraculously, we've stuck with the process for half a year. We've made plenty of mistakes along the way, but we've also made significant progress, something we'll share in more detail at the end of the month. Maybe you're at that point, too. Maybe you're ready to take action and ditch the debt. If so, this post is for you.  We can hardly call ourselves financial experts, but we do feel like we've learned some lesso

Keeping It Real: Job Struggle

(Originally published on The $76K Project on 10/17/2017) Dearest Blogosphere: I am going to be very honest with you, despite the fact that this may come across as a load of privileged whiny whining. I am struggling with my job. Really struggling. Like, I cried before work this morning. And two mornings ago. I also kind of cried in my cubicle around 10 AM today, but I mopped myself up before anyone saw me. I feel so anxious that I can't sleep without taking a sleeping pill. I've never had to do that before. To be clear,  there is nothing wrong with my work environment.  My coworkers are categorically wonderful. My boss is understanding. I have a standing desk, a double monitor, an ergonomic chair, an office plant, and access to a decent coffee maker, all of which make my work life pretty comfortable. Nobody gives me a hard time when I take a sick day. Although the salary isn't great, the benefits are outstanding. People don't walk away from benefits like these. They just