(Originally posted on The $76K Project on 10/24/2018)
Before we became financially responsible, we very much lived by the principles of YOLO. We took the vacations we wanted to take, bought the things we wanted to buy, and moved when we wanted to move. We paid little attention to whether we could afford those choices, which explains why we're now digging out of debt.
When we started our debt repayment journey in April of 2017, we wholeheartedly abandoned our YOLO ways so that we could reach our goals as quickly as possible. Every choice we made - from the things we purchased (or didn't purchase) to the jobs we took to the money we started investing - became about setting ourselves up for success down the line.
We've become obsessed with our financial future.
I'm not sure that's entirely a good thing.
I miss YOLO me.
- Relatively optimistic about the future
- A risk taker
- Unfulfilled in my work
- Bored out of my mind most days
- Constantly worried about things that could go wrong, financially or otherwise
- Not really excited about the future
Something needs to change, and I think the thing that needs to change is that we need step back for a few months and prioritize the present over the future. I don't mean that we should go back into credit card debt or that we should quit our jobs tomorrow. But maybe it's okay to slow this whole thing down a little bit, because I really don't see why I should sacrifice the things I like about myself for the unknowns of tomorrow.