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About Me

I used to have a blog called The $76K Project. It chronicled my family's journey to eliminate our debt, including one car loan, two student loans, and three hefty credit card balances. Over a span of three years, we paid off all but the last student loan, which we're still chipping away at. Just $23K to go as of April 2022!

Now in our 40s (me) and 50s (my partner), we've become increasingly holistic about our finances. We may have some lingering debt, but at this point we're more focused on saving and investing, managing our health and healthcare costs (including a recent Type 1 diabetes diagnosis), giving, and finding some semblance of work/life balance.

Personal finance is a challenge -- but it's often a fulfilling adventure, too. We hope you'll join us!

Popular posts from this blog

Okay, Fine, I'm Back

Why? I miss blogging. I miss talking/ranting about money and personal finance. So I've fired up a new Blogger account, this time with uber-ugly formatting circa 2005!  (A stipulation of me returning to blogging is that I don't have to make the blog look nice. Sorry. I did try to pick the best theme that Blogger has to offer, but we're not working with a whole lot of options here.) And why launch a reboot rather than pick up where I left off on the original $76K Project?  For one thing, all of my old links are broken and I'm too lazy to fix them. For another, the original blog focused on debt reduction. We've* moved beyond that. Although we still have a sizable student loan (~$30K or thereabouts), most of our fiscal attention has turned to saving, investing (we have quite a bit of catching up to do in terms of our retirement accounts), giving, and spending on the things/experiences we value. That said, I do plan to move some of the more useful and/or popular $76K Pro

Well! So That Was April.

Happy spring! Here in the $76K household, April turned out to be a rather eventful month: 1. Our teenager ended up in the ICU and was diagnosed with Type 1 diabetes.  File this situation under "Things We Would Have Never Predicted," especially given that he was rarely ill up until now. In fact, it had been so long since we'd seen his doctor that the man had retired in the meantime and we had no idea until the ER team asked for the name of his primary care physician. 2. As a result, we've been learning and trying new things. Since he was released from the hospital, we've been learning as much as we can about T1D and working with his doctors to get his blood sugar into a healthy range. This has involved frequent blood glucose checks (his fingers have become pin cushions, basically), insulin injections, and some dietary modifications. It's a lot of responsibility for a 15-year-old who's also in the middle of final exams, but he's handled it amazingly wel

Thanksgiving Chili, Video Games, and Housing Decisions (November 22-28)

I've returned to blogging because I miss writing, particularly about personal finance. But I've realized that I don't want to structure it by topic the way I did when I was writing at The $76K Project. Somehow, that feels like too much work.  Instead, I'm going to try going with a weekly journal format. More informal! Less pressure! No real research necessary! I plan to blog as lazily as possible. So here's the rundown for Thanksgiving week: Work My partner worked on Monday and Tuesday; I worked Monday through Wednesday. I spent the longest short week ever answering customer questions about a Black Friday sale and counting down the hours to the holiday weekend.  I'm supposed to dive into my new role next week, although I get the impression that I'll be juggling elements of both jobs for another month or two. I'm nervous about the new gig and will miss my friendly, supportive teammates. However, I'm so burnt out on customer service that I'm willin